I came in to pick up my rental and was told by the agent that their insurance was required and that my personal insurance could not be used. It being my first time renting a car and feeling overwhelmed with the paperwork, I took their word for it, although I declined other options they tried to add to my reservation including pushing me to upgrade to a larger vehicle. My cost ended up being double what I originally thought when booking through Hotwire. The agent was not very helpful with questions I had regarding the extra fees. Could not give me a straight answer to what they were for. Within the hour I spoke to a friend who told me I was lied to regarding insurance, which I also confirmed through my personal insurance company. When I respectfully and calmly drove back to the rental location, the agent was rude and said he would have to return the vehicle and re-rent it. This would have charged me double what I had already paid. The customer service line wasn't much help either. After they tried to blame HotWire first, which has nothing to do with the insurance option, they said they'd give me a full refund of the insurance but did not follow through, only giving me 25% back of what was paid for insurance. Totaling $23 of the $300 paid. When I asked, again calmly, if they felt this was fair treatment, the phone agent just stayed quiet before continuing on. It seems lies are what this company is about more than respecting customers. This was my first and last time renting with Budget.