I applied for this card to get a discount on something I was buying. It did not use it often at other stores, but I would use it at Cabela's to get extra cash back there. It was nice being able to apply that cash back to any purchase I was making. One day I had a random charge show up for something I did not buy from a place I never shopped at. I contacted Cabela's, and they were helpful in canceling the illegitimate charge and helping me cancel the account. I do not know why this fraudulent charge had come, but it made me wonder how well Cabela's protects personal info, since that is the only store where I used the card, so it must have been their records used for the fraudulent charge. But for a card to use at Cabela's, it is good.